Ann E. Cantwell, Esq. – Briggs Law Firm LLP

Ann E. Cantwell, Esq.

ASSOCIATE
acantwell@blfllp.com

PRACTICE AREAS

Real Estate Sales and Purchases
Trust and Estate Planning
Elder Law
Matrimonial Law

EXPERIENCE

Briggs Law Firm is excited to welcome Ann E. Cantwell to the firm as an associate attorney. While Ann attended Albany Law School she took advantage of as many practical experiences as she could: interning for multiple private law firms, completing her Field Placement at Mental Hygiene Legal Service, and acting as the Director of Competitions of Albany Law School’s Moot Court Program.

She is the 5th generation Cantwell to graduate from Albany Law School (William W. Cantwell ’80, father; Thomas B. Cantwell ’40, grandfather; Francis B. Cantwell 1908, great-grandfather; Thomas Cantwell 1876 great-great-grandfather). Ann looks forward to continuing the Cantwell legacy of providing strong advocacy for the hardworking people of the North Country. Ann will be involved in an array of matters at Briggs Law Firm.

Ann was raised in Saranac Lake and feels fortunate to return the area to begin her legal career.

BAR ADMISSION

New York

EDUCATION

Union College of Union University, B.A.
Albany Law School of Union University, J.D.

CIVIC ACTIVITIES

Secretary, Frances L. Carpenter Foundation
Board Member, Mercy Care for the Adirondacks

What is Title Insurance?
Title Insurance provides a guarantee of ownership of your property. It informs you of the nature of any other interests in the property and protects you against recorded claims of ownership to, or interests in, your property. The title company searches public land records for matters affecting title to the property. The results of the record examination is summarized in a document called a “Commitment for Title Insurance.” This allows the lender and purchaser to evaluate the legal condition of title to the property before it is acquired. The title company also agrees to issue a title insurance policy if certain requirements stated in the commitment are satisfied. Occasionally, in spite of an exhaustive title search, hidden hazards can emerge after closing. Examples include: mistakes in public records, previously undisclosed heirs claiming ownership to the property, forged deeds, incorrect legal description, mental incompetence of grantor, etc. In the event a defect in title is revealed, title insurance protects you.

Loan Policy v. Owner’s Policy
If you obtain a mortgage, the bank almost always requires you to purchase a Loan Policy. A Loan Policy is based on the dollar amount of your mortgage and it protects the lender’s interest in the property should a title problem arise. An Owner’s Policy protects you! It is issued for the total purchase price of the real estate, and it protects you against hidden claims of ownership to or interest in your property. Owner’s Policy is a one-time fee included at closing and lasts as long as you or your heirs have an interest in the property. It will also pay for any legal fees in defending a claim to your title.

How to obtain
Contact us at info@blfllp.com